Protecting Yourself in an Orlando Insurance Dispute
When you purchase an insurance policy, you go over the details carefully to be absolutely sure that the policy will protect you. The coverage that you are provided acts as safety net should something happen, and by paying your monthly premiums, you are investing in your own peace of mind.
Occasionally, however, insurance companies put their own bottom lines ahead of the best interests of their policyholders, and you could be left without coverage when you need it most. If you file a claim and the insurance company denies you coverage, delays your payment, pays you an unfairly small amount, or makes excessive demands of you, an insurance dispute may arise.
Tips from an Orlando Insurance Disputes Attorney for Securing Your Claim
There are a few things that you can do when filing your initial claim to protect yourself in the event a dispute arises, or even to prevent one altogether. These tips hold true for Florida auto insurance claims, homeowner’s insurance claims, medical insurance claims, and more.
Take Pictures of Your Damage:If you are in a car accident, take as many pictures of the damage to your vehicle as possible. Don’t forget to take pictures of the other vehicle, too. These pictures should be taken before the vehicle is repaired, and as soon as possible following the incident. Pictures serve as proof should your insurance company deny or question your claim—the same holds true for any type of damages you suffer.
Keep Track of Your Communication with Your Insurers:Carefully record details of your conversations with your insurance company, including dates, times, the name and title of the representative that you speak with. Note what actions were taken and when. These notes will not only help you track your own progress, but will also serve as a record should you become entangled in a dispute.
Double-Check Facts—Even Your Own:Be sure that when filing your claim, you are 100 percent honest and accurate in your description of the claim. If you need to get a repair estimate or medical evaluation, be sure to double-check the insurer’s evaluation with an independent professional of your own choosing.