Three Reasons Orlando Auto Accident Victims Suffer From the New Florida PIP Laws
In January 2013 the state of Florida passed new laws regarding the required Personal Injury Protection (PIP) coverage. With each driver carrying this coverage, the intent was to ensure that everyone had at least some compensation to pay for medical bills in the case of an Orlando accident. While the intention of not requiring an accident victim to have to pay for the mistakes of others was good, there were some loopholes to the law that were not considered.
Here are some of the top downsides to the new law that could impact you as an Orlando auto accident victim:
- The verbiage does not specify what an emergency medical condition is –In the recently passed law, it states that in order to determine how much a person receives in compensation for their injuries, a doctor must determine whether they have an emergency medical condition or not. The problem with this is that the wording is not clear as to what specifically counts for an emergency medical condition. This means that it is left up to the doctor to decide, which is subjective and may not always work in your favor.
- A jury may determine how much you receive in compensation –In some cases, a jury may decide if you had an emergency medical condition. When you fight against an incorrect doctor analysis that stated you did not have an emergency medical condition, you may need to take your claim to court. In this case, a jury is left to determine if you had an emergency medical condition. Their opinion is the difference between $2,500 and $10,000 in compensation.
- A chiropractor cannot say if you have an emergency medical condition –One person who will not be able to determine if you had an emergency medical condition is a chiropractor. According to the law, this type of doctor is not qualified to determine if you were injured badly enough to receive the full payout of medical benefits under the PIP laws.