What You Must Know About the No-Fault Death Benefits After a Fatal Orlando Auto Accident
When tragedy strikes and your loved one is suddenly taken from you because of the negligence of another driver, you have many emotions to deal with. To make an already difficult situation more stressful, there are many concerns involving insurance claims other benefits.
In Florida, you may be entitled to the no-fault death benefit after a fatal Orlando accident. This benefit pays $5,000 and helps to cover funeral expenses and other bills related to the death of your loved one. The deceased does not have to have been the driver of the vehicle to receive these benefits. Passengers, cyclists, and pedestrians are also entitled to this benefit.
When calculating who must pay for the no-fault death benefit, here are a few rules of thumb.
- If your loved one owned their car and had no-fault (PIP) insurance, then her insurance company would pay the no-fault death benefit.
- If your loved one did not carry no-fault coverage, then the other driver who caused the fatal Orlando accident would pay the no-fault death benefit.
The no-fault death benefit is attached to the person, not the vehicle. In either case, the insurance company will want to see a death certificate that proves the fatality was a result of the Orlando car crash in order to process the claim.