Car insurance is one of those items that people purchase out of necessity but hope to never have to use. When a claim is filed on your auto insurance, you may hear stories of large price increases to your premiums that could set you back financially. While these stories may be true, the type of claim you file after an Orlando accident and past driving history can play a role in how much you will owe.
Every insurance company is different, but the following are some general considerations to make when deciding how much of an impact your claim will have on the cost of your premiums.
- Were you at fault for the crash?Being at fault for a car accident in Orlando means that you acted negligently. This can include running a red light, speeding, or any other negligent behavior that resulted in a crash. If you caused an Orlando auto accident due to poor driving behavior, there is a good chance that your premium will be impacted.
- How many past claims have you filed?If you have multiple claims on your insurance, you may also be at risk of having your insurance premiums go up. These claims generally only pertain to when you are found at fault for a traffic accident, not when another driver hits you.
- Was the claim comprehensive or a collision?The type of claim can impact how much you pay. Comprehensive claims, such as vandalism, theft, or weather damage tend to have less of an impact on auto insurance premiums than when collision claims are filed.
Hire an Experienced Orlando Auto Accident Attorney
Being in an Orlando accident can be traumatic, and the last thing you want to worry about is the impact it will have on your financial future. If you need help with your claim, put anOrlando auto accident attorney at Auto Justice Attorney on your side. We will work with you and help you get the best outcome possible in your case.