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Kissimmee Auto Injury Attorney Shares a Story that Highlights the Need for Mandatory Bodily Injury Insurance

An interesting article in the Orlando Weekly caught my attention last week. It can be found here. The story highlights the difficulties that a significantly injured young woman has encountered in our legal system in attempting to obtain full compensation for her injuries. The article also seems to suggest that somehow, the relationship of several prominent lawyers that represented her affected her outcome.

Let me be clear, I have no relationship with the lawyers or law firms mentioned. While I completely, 150% emphathize with this young woman, it is my opinion that she is, more than anything, a victim of Florida’s poor automobile insurance laws, and secondly, of laws called soverign immunity which protect negligent governmental entities, then of anything else.

You can read more about Florida’s very harsh realities in dealing with a significant injury claim against a governmental or state entity here.

What is even more telling for me though of this young woman’s plight is that she is the classic example of Florida’s failure to enact auto insurance laws which require drivers to carry Mandatory Bodily Injury Coverage. Bodily Injury or “BI” is insurance that a person carriers for injury they cause to someone else due to their fault. BI is not required under Florida Law. Florida is in the extreme minority of states that does not require Mandatory Bodily Injury Coverage. It is estimated that over half the drivers on Florida’s roadways today are not carrying BI. This means that if you are injured in an accident, there is a 50% chance or greater that the person causing your injuries may not have coverage to compensate you. pe

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