Orlando Auto Accident Resource Center

Filing an Insurance Claim after an Accident: Are car accident insurance companies your friends or foes?

When filing an insurance claim after an accident, it’s time to prepare for dealing with insurance companies and adjusters. In my years as an Orlando personal injury lawyer I’ve seen countless car accident claims settle for absurdly low amounts.

One of the reasons I see preventing many injured drivers from getting the fair settlement they deserve is that they place too much faith in their insurance company to do the right thing and are afraid to involve an attorney.

I’m not saying all insurance adjusters are bad, but at the end of the day, the car accident insurance company adjusters work for their company, not you.

Here’s Where the Car Accident Insurance Companies May Help When Filing an Insurance Claim after an Accident

If you’re not already working with an Orlando personal injury lawyer (and I encourage you to do so) your insurance company will typically do a lot of the work for you when it comes to filing your insurance claim after the accident.

With today’s technology, many of the big companies have phone apps that let you record pictures, video, and other details right at the scene so you can file your claim immediately.

Once your claim is established, your insurance adjuster will usually be providing you with options for where to seek medical treatment. They may also provide a list of auto body shops to get repair estimates for your vehicle.

The insurance companies help you file your claim quickly and get you immediate resources for your after-accident care. However, it has been my experience as an Orlando personal injury lawyer that these may be tactics to get you to a quick, low settlement.

Here’s Where the Car Accident Insurance Companies May Do Harm When Filing an Insurance Claim after an Accident

The main goal of the insurance company is to settle your claim as quickly as possible while paying out the least amount possible.

This means they’re going to be urging you to do things very rapidly. Some insurance adjusters may even encourage claimants not to get an Orlando personal injury lawyer because it’ll delay their settlement.

While it’s true that claims that involve attorneys may take longer, it’s usually because the case is worth more than the insurance company will admit and it’s my job to help drivers obtain that higher settlement.

Aside from pressuring you into accepting a low settlement when filing an insurance claim after the accident, during the claim processing stages the insurance adjuster may try to get you to admit more than you should about the accident. He or she may get you to use statements that may suggest your injuries aren’t serious, or that you caused the accident.

An Orlando Auto Accident Lawyer Can Deal with Car Accident Insurance Companies for You

When you have questions about how to deal with the car accident insurance companies, a lawyer can offer answers. Knowing how to handle insurance adjusters is an important part of the process that may require legal assistance, especially when filing an insurance claim after a serious accident.

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Copyright © Michael T. Gibson, P.A. 2019