Orlando Catastrophic Injury Lawyer

If a serious injury has left your loved one unable to work or care for themselves, you may be making decisions for the whole household. We help families in Orlando and across Central Florida pursue compensation for catastrophic injuries and wrongful death, including the care and income the family may need in the years ahead.

Talk with us about what happened and what you need help with first.

Free Consultation 407-422-4529

No attorney fee unless we recover compensation. We explain case expenses before you hire us.

Orlando Catastrophic Injury Lawyers, Michael T. Gibson, P.A.
Michael T. GibsonFounder & President
Martindale-Hubbell AV Preeminent 2026Martindale-Hubbell Client Champion Gold 2026Best Lawyers, Michael GibsonAvvo Clients' ChoiceSuper LawyersOrlando Style
After a serious injury

You Can Call Before You Have All the Answers

You may still be waiting for the doctors to explain how much your loved one will recover. At the same time, you need to know how to pay the bills, arrange care, and respond to the insurance company. You can bring those questions to us before you have a complete picture of the injuries.

We will talk through what happened, how the injury is affecting daily life, and the work needed to assess a claim. Our founder, Michael T. Gibson, reviews catastrophic cases and decides which members of our team and outside professionals should be involved. If a lawsuit looks likely, he normally brings our litigation partner, Todd Curtin, in early.

The first conversation is a chance to understand what we can do, what we still need to learn, and whether you want us to represent you.

The cases we handle

Serious Injuries Can Change Work and Daily Life

We handle claims involving brain injuries, paralysis, spinal cord damage, and other lasting injuries. We also represent families after someone’s negligence causes a death. To assess the losses, we need to understand what the person can no longer do and what help they now require.

These injuries can result from car, truck, and motorcycle crashes, falls on unsafe property, negligent security, and other negligence. We assess both what caused the injury and how it has changed your family’s daily life.

Planning beyond the hospital

A Settlement Needs to Account for Future Care and Lost Income

The hospital bill does not tell us what your loved one will need after discharge. Our catastrophic injury lawyers look at the medical outlook and the effect on work and daily life before advising you about a settlement.

If your family lost someone, see how a wrongful death claim works.

A patient practicing walking with parallel bars and two rehabilitation professionals
Illustrative stock photograph. The people pictured are models, not clients.

Care and independence

Rehabilitation, help at home, and changes needed to make the home accessible can all be part of the picture. We also consider changes in how the person moves, communicates, cares for themselves, or participates in family life.

Income over the years ahead

We look at time away from work and the effect of lasting limitations on earning ability. Structured payments or an annuity may be worth considering when a settlement needs to provide income for many years.

What the settlement may leave unpaid

We explain what a proposed settlement would cover and what it may leave unpaid before you decide. A serious injury does not guarantee enough insurance to cover every loss. We discuss the available compensation and whether the proposed payment arrangement fits your family's needs.

How we work for you

How Our Catastrophic Injury Attorneys Help Your Family

01

We Check for Insurance Beyond the First Policy

The first policy an insurer identifies may not be the only one available. A business or trucking company may have excess or umbrella insurance above its primary policy. Our catastrophic injury attorneys investigate that coverage before advising you whether an offer is reasonable.

Michael has found additional coverage by insisting on written disclosure. Florida Statute §627.4137 requires an insurer that does or may cover the claim to provide sworn information about each known policy, including excess or umbrella coverage, within 30 days of a written request.

That is the insurer's disclosure period. It is not a deadline for beginning the investigation or a promise that more coverage exists. Additional insurance is not available in every case, but we need to investigate it before treating the first policy limit as the answer.

02

Evidence Can Be Preserved While Treatment Continues

You do not need a final medical prognosis before asking us to look into what happened. Video, witness information, and other evidence may need attention while your loved one is still in treatment.

We look for cameras that may have recorded what happened, identify who holds the recording, and seek to preserve it. A camera near the scene does not necessarily record continuously or keep footage indefinitely. Witnesses can also become harder to reach as time passes.

03

We Plan Early for Settlement or Trial

Your case may settle before a lawsuit, or it may require litigation. We consider that early when deciding who will work on it and which resources it needs.

If an insurer offers mediation before a lawsuit, we consider whether it provides a reasonable opportunity to resolve the claim. We discuss the offer and the questions that remain before you decide. An early meeting does not mean you must accept a settlement.

04

You Will Know the Next Step

We will explain who is handling your case, the current step, and the decisions ahead. Ask us about our Client Communication Guarantee and how to reach your legal team.

Start with a conversation

You Do Not Need a Final Prognosis to Call Us

Tell us what happened and what your family needs help with first. We will explain the next steps in plain language.

Free consultation · Available 24/7407-422-4529
Free case review

Send us the basics.

Use the consultation form and our team will follow up, or call us now.

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Michael Gibson with his family
Michael Gibson with his family.
Michael's family experience

Michael Has Faced a Serious Crash in His Own Family

In 2000, Michael’s mother was injured in a head-on crash in Clearwater. She was raising two children on a teacher’s salary. Michael was about 20, and the family’s financial pressure reached him too.

He remembers the uncertainty about caring for his family and keeping the household going. That experience helps explain why he wants families to understand the plan for their case, including what can change it and how long it may take.

“I could tell you, I had no idea. No idea.”
Michael T. GibsonRecalling his mother's crash and the uncertainty his family faced

When you speak with us, tell us about the practical problems at home as well as the injury. Those details help us understand what your family needs the claim to address.

Who will handle your case

Meet Our Orlando Catastrophic Injury Attorneys

Michael and Todd both grew up in Florida, both studied at the University of Central Florida, and both earned their law degrees at Florida A&M University College of Law. They work together when a catastrophic case calls for litigation planning.

Michael T. Gibson
Founder and President

Michael T. Gibson

Michael was born and raised in Clearwater and came to Central Florida to attend the University of Central Florida. He earned his law degree at Florida A&M University College of Law and was admitted to the Florida Bar in 2006.

He reviews catastrophic cases and decides how the team will handle them. He considers the investigation needed, the possibility of an early resolution, and whether other attorneys should be involved.

“I don't represent insurance companies, corporations, or hospitals, and I never will.”
Read Michael's bio
Todd Curtin
Partner and Lead Attorney

Todd Curtin

Todd was born and raised in Central Florida and studied political science and history at the University of Central Florida before earning his law degree at Florida A&M University College of Law. After law school, he worked for one of the largest personal injury firms in the country, where he tried cases to verdict.

Todd leads our litigation work. When Michael expects a lawsuit, he normally brings Todd in early so he can help prepare the case. Away from the courtroom, his time goes to his wife, Maria, and their children, Jack and Savannah.

Read Todd's bio
While the claim is pending

Check Other Sources of Help With Care and Bills

A settlement may take longer than your family can wait for help with care or household expenses. We can point you toward benefits and existing coverage worth checking while the claim continues.

We do not decide eligibility or promise that a benefit is available. These are separate questions to investigate while we pursue the injury claim.

A woman using a wheelchair and a man reviewing paperwork at home
Illustrative stock photograph. The people pictured are models, not clients.

Disability benefits and insurance

Social Security disability benefits or an existing disability policy may help with income, depending on the program or policy requirements.

Health coverage

Medicaid or Medicare may help with treatment, subject to the applicable eligibility rules and waiting periods.

Life insurance after a death

An existing policy may provide benefits, subject to its terms and beneficiary requirements.

Lake Eola and the downtown Orlando skyline at night
When an injury takes a life

A Wrongful Death Claim Involves the Estate and the Survivors

In Florida, a wrongful death action is brought by the estate’s personal representative for the benefit of the survivors and the estate. That requirement affects who can bring the lawsuit and how it is coordinated with probate.

Who brings the claim

The personal representative brings the action for the survivors and the estate under Florida Statute §768.20. We can explain that role and the steps the case needs.

What to tell us

Tell us if an estate has already been opened or a representative appointed. You can contact us about what happened while those arrangements are being made.

The filing deadline

Florida generally allows two years for wrongful death actions. The type of claim and applicable exceptions can change the answer, so ask us to check the deadline for your family.

Proof of the work

Catastrophic Injury and Wrongful Death Cases We Have Handled

We obtained these results through work that included locating video, challenging coverage denials, pursuing the companies involved, and trying a case to verdict.

Wrongful death · Company truck$3.2M

A company truck struck our clients' vehicle head-on, killing one person and injuring another. The insurer initially tried to deny liability.

The work: We obtained surveillance video from a nearby home that proved the defendant caused the crash.

Wrongful death · Dump truck, I-275$1.48M

A dump truck locked its brakes and crossed traffic, striking our clients head-on. One client died and another suffered catastrophic injuries.

The work: We investigated every company in the dirt-hauling project and recovered from all of them.

Premises liability · Jury verdict$1.12M

Our client fell at an unsafe construction site and fractured a vertebra in his neck.

The work: The defendants never took responsibility, so we took the case to trial and obtained a jury verdict.

Negligent security · Paralysis$1M

Our client was paralyzed after a shooting at a local apartment complex.

The work: We pursued a negligent security claim and recovered for our client.

Wrongful death · Eighteen-wheeler$600K

Our client was struck and killed when an eighteen-wheeler violated the right of way.

The work: We pursued a wrongful death claim involving the truck driver's failure to yield and recovered $600,000.

Serious injury · Interstate crash$600K

A family of three suffered serious injuries in an interstate collision.

The work: Every possible defendant insurer denied coverage at the start. We found $600,000 in coverage and recovered all available policies.

Past results do not guarantee future outcomes. Every case is judged on its own merits.

View All Case Results
Client stories

What Clients Say About Working With Our Team

★★★★★
Absolutely great experience working with Todd Curtain Esq. and Kim on my case. From the start, outstanding communication and responsiveness with all aspects of my case. They treat you with the utmost respect and truly want to help you.
KENNETH M GROSS DC
★★★★★
Excellent service, they explain everything from A to Z and very transparent about how everything is going to work. For accidents Michael T Gibson will be your best representative.
Jorge I Clavell
★★★★★
I appreciate TODD and his Team so much! They made the process smooth and easy! Thank you guys for all your hard work, they made the impossible possible!
Autumn Hall
★★★★★
Everyone I spoke with at the office were very courteous and helpful. Always available to answer any questions. Always kept me up-to-date on the progress of my case.
Raquel Roman
★★★★★
I had a great experience with this firm! Amanda the one who took care of my case was exceptional! I will recommend this firm to any of my family and friends. !!
Brenda Liz Perez
★★★★★
Great firm. Had an issue and needed help. Their intake staff was super helpful and pointed me in the right direction.
Lucy B
Before you decide to hire us

A Free Consultation and a Contingency Attorney Fee

You can speak with our Orlando catastrophic injury lawyers without paying for a consultation. If you hire us, our attorney fee depends on recovering compensation. There is no upfront attorney fee and no attorney fee unless we recover compensation.

Before you decide, we will explain the fee agreement and how case expenses are handled. Ask us about the More For You Guarantee and its terms as well.

Call or use the form. We are available 24/7.407-422-4529
Before the first conversation

Catastrophic Injury Questions Families Ask

To speak with an Orlando catastrophic injury lawyer about your family's situation, call 407-422-4529 or contact our team. The consultation is free.

Orlando & Central Florida

Serving Families Across Central Florida From Our Orlando Office

From our Orlando office, we represent people and families across Central Florida after injuries that cause permanent harm or death.

Michael T. Gibson, P.A., Auto Justice Attorney 2420 S Lakemont Ave #150
Orlando, FL 32814 407-422-4529 Free consultations, available 24/7 Get directions
Counties we serve
  • Orange
  • Osceola
  • Seminole
  • Volusia
  • Brevard
  • Lake
  • Polk
Free consultation · Available 24/7

Your Family Does Not Have to Figure This Out Alone

Call us for a free consultation about your family's situation. We will explain the first steps and what information would help us review the claim. There is no attorney fee unless we recover compensation, and if you prefer to write, you can use the consultation form.

407-422-4529