Orlando Auto Accident Resource Center

Why You Should Treat Independent Medical Exams With Caution After a Florida Car Crash

You have been hurt in a car wreck in Florida. Your injuries are nothing out of the ordinary and all of your ailments came only after the collision. While you may have tried to do everything you were asked to do by your insurance company and the other party’s insurance agency, you have still found yourself with an order for an Independent Medical Exam, or IME. This is when you know something is off.

An IME is often ordered by the other party’s insurance company to require you to be examined by a doctor of their choosing. Usually, these are ordered because of some doubt and uncertainty regarding your claim. In many cases, the end result does not come in your favor.

If you have received notice that you must get an IME, here are a few steps you can take to protect yourself and your chances at receiving a fair settlement offer.

  • Contact a Florida auto accident attorney–You need legal help on your side. Before attending the appointment or agreeing to anything with the insurance company, contact a lawyer to help. Working with an attorney can help you to understand what to say, and more importantly, what not to say during the IME.
  • Everything you say to the IME doctor will be used in your case –Doctor and patient confidentiality tends to go out the window when you are working with a doctor hired by the insurance company. All reports that you give to the doctor will be used in your case and scrutinized for inconsistencies or even the slightest reason to deny you treatment.
  • The doctor is being paid big money by the insurance company –The money the doctor is being paid is far more than a normal payout for a basic exam. Doctors are also aware that the exam is due to doubt on the part of the insurance company. Therefore, the doctor has a natural bias toward the insurance companies and be inclined to prove your case is not treatable.

Knowledge Equals Power in Orlando Auto Accident Cases

Having a car accident lawyer in Florida on your side before you go into this exam can help you understand the complexities behind IMEs, and what you can do to protect yourself. Contact us today for more information

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Copyright © Michael T. Gibson, P.A. 2019