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Florida Releases Study on Financial Impact of PIP Reform
The Florida Office of Insurance Regulation (“OIR”) and the Legislature spent $150,000.00 of your tax dollars to pay Pinnacle Actuarial Resources, Inc., to perform an Impact Analysis of HB 119, the New PIP Law. The report was finally made public on August 21, 2012. The purpose of the study was to estimate the cost savings, […]
How the Florida No-Fault Laws Could Impact Your Orlando Auto Accident Claim
When it comes to auto accidents, Florida has some unusual laws compared to the rest of the country. All drivers are required to carry Property Damage Liability (to ensure you can cover the cost of damages to another piece of property) and Personal Injury Protection (to cover your medical expenses in case of a crash). […]
PIP: What it is and What It Means to Your Car Accident Claim
Laws pertaining to Personal Injury Protection (PIP) in Florida were recently changed and it may be a major factor in your car accident settlement. Legislation passed in 2012 put changes into effect that will impact settlement amounts. These changes took effect on January 1, 2013 and are an attempt to decrease the amount of insurance […]
No-Fault PIP Insurance: The Pros and Cons
Florida no-fault PIP insurance laws mean that recovery of damages for injuries under this policy is not dictated by fault and is carried out through one’s own insurance. If you have full coverage in amounts that take care of your medical expenses, that’s great, but the coverage may not be enough to fully cover injuries […]
How Florida Docs can handle this new requirement of the Florida PIP law
In the 2012 Legislative session, the Florida Legislature passed HB119, which will dramatically alter PIP payments and available benefits to their insureds and medical providers. As a practicing PIP Insurance Dispute Attorney, I am often asked by doctors of all specialties who have read and reviewed this law, what is the significance and requirements of […]
7 Things You Should Know about Insurance Companies & Claims
If you file an insurance company claim, knowing the claims process and how these companies work is important. This can help better prepare you and possibly even protect your claim. Of course, an Orlando Auto Accident Attorney like myself can help Florida drivers throughout the claims process. What to Know About Insurance Companies & Claims […]
What You Should Know About the Florida Car Crash PIP Law Changes
In Florida, all drivers are required to carry personal injury protection (PIP) by law. This is done so that if you are involved in a Florida auto accident, you have medical coverage to help pay for your injuries. While this law has been extremely effective, 2013 brings new changes to the Florida PIP law that […]
No-Fault Death Benefits After a Fatal Orlando Auto Accident
Fatal Orlando Auto Accident No-Fault Death Benefits When tragedy strikes and your loved one is suddenly taken from you because of the negligence of another driver, you have many emotions to deal with. To make an already difficult situation more stressful, there are many concerns involving insurance claims other benefits. In Florida, you may be […]
Answers To Questions About Car Safety Features
Below you will find answers to some of the Car Safety Questions that we hear the most. What car safety features can help save my life? Adaptive Cruise Control: This technology uses forward-looking sensors, including radar cameras to monitor distance between your vehicle and others on the road. The system will automatically slow down your […]
The history, present and future of Florida’s PIP and No Fault Automobile Insurance Laws
Under Florida law, all drivers are required to carry what is known as PIP, which is short for Personal Injury Protection. PIP is No-Fault insurance, and that means that you can get PIP benefits whether or not you are at fault for the accident. The Florida No-Fault/PIP Law was designed by the Florida Legislature to […]
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